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Cutting costs – 3 Ways to keep down your home bills

cut costsBills are some of the biggest financial strains that people have to deal with week to week. Most people have to deal with more than a few different kinds of utility bills. The biggest problem people have with bills is the fact you cannot really do anything about them. You need your utilities so you need to pay your bills, but there are some methods to lower the amount you are paying week to week. These are the top three you can manage. Every method you take is money in your pocket. Money you need more than they do.

 

Solar Power

Solar power seems like it wouldn’t be worth it and in the short term it isn’t, however in the long term there are very few better ideas. For the cost of a few simple and basic installations you can get most of your power bill cut off. The government reimburses you for any power the solar generators make and if you make enough you can even turn a small profit. At very least, this will cut your power bill into manageable pieces. A good cost cutting measure if you are willing to go the distance.

 

Water Tank

A rainwater tank is one of the easiest and most effective cost cutting measures readily available. A simple tank designed to catch any excess rain and run it into your own system, dissolving any external need for washing or drinking water. For the cost of the tank, a water filtration system and the occasional maintenance cost, you can save thousands of dollars in the long term. Water tanks are available in a range of sizes and types that will suit your aesthetic and water supply needs.

 

Shop Around for Utilities

Water and power and pretty much non-neogotiable, there are only a few water companies and Energex is pretty much the only option for power, but when it comes to other services, PayTV, phone, internet, all of these things are markets and like all markets they are negotiable. They can, with a little research and effort, be reduced. Taking advantage of special offers, playing the companies off against each other and only paying for what you actually use can cut your bills down to something manageable. Get out there and look around, you might find what you need.

 

Cutting costs is one of the most important things you can do to keep a stable financial situations and keeping your weekly costs down is a big part of that. Taking these steps and a few more will allow you to have a little extra spending money in your pocket every week, or to use your savings to pick up that big luxury purchase down the track. With a little extra thought and effort you can get what you need.

 

Who’s up for giving back to the community

communityThere is very little I can think of that gives you the same buzz that you get from giving your time to help others and making the community a better place.

There is so much negativity around, we see it all the time i.e. road rage, people dropping litter, graffiti, treating the elderly poorly, hunger, homeless, unemployment etc Have I made you depressed yet? I feel it just writing this part 🙂 but we can balance all of that by doing good and intentionally making a difference to others.

There are many organizations that you can volunteer your time. SEEK Volunteer  is a non-profit initiative designed to make volunteering easier. You can search by location, how much time you have to give and category of cause: including everything from animal welfare, seniors, disaster relief, sport and mentoring.

I was invited to a Christmas carol sing along at a church group on Friday night, I am not what you would call a religious person but always up for a Christmas Carol.  I was very impressed in the modern and “current” theme of the church – there was not one cross or picture of Jesus in sight.

The church was called “Edge Church” they have just opened in Melbourne a year ago and have campuses in Adelaide, UK and Long Island NY.  My church experiences were that of the old fashion stereotypical church building (high ceilings, uncomfortable wooden seats and lots of lead-light) with the minister up front reading the bible. No one back then looked happy 🙁

The Edge Church is in a nicely converted/renovated factory, great facilities, cafe, a beautiful room for the congregation – and with very comfy seats, great sound and audio visual equipment and a very talented band and singers to entertain us and to sing along too, it had a real happy vibe. Unlike the church of old days, the Edge Church actively gets involved in the community to make a difference. Edge Church moto is “Serving our Community with Hope, Truth & Love”.

Drop in, you might be as impressed as I was? I hope to see you out there.

5 Ways to entertain kids at home

5 ways to entertain the kids at home

To keep the kids happy, there are many ways in which they can have fun at home. Entertainment at home costs nothing. It’s also a great way to encourage kids to have their friends over or if life has been hectic, some solo time may be just what is needed to recharge.


A sleep over or a play date

Having a friend for a sleep over is exciting! You can put mattresses on the floor to make it seem special or even pitch a small tent or make a cubby inside. Torches, dvds, food and make believe will make this fun entertainment. Children always play well together, so organise a play date at home and the kids will make their own. Having a couple of organised activities on hand might be a good idea too.

 

Baking in the kitchen

Kids are always interested in what goes on in the kitchen and love being ‘helpers’. They love to stir and add ingredients. This is an ideal form of entertainment no matter what their age.  Younger ones can have a go at stirring or can decorate cakes or cupcakes once iced. Older kids can measure and add ingredients. The end baked result can then be enjoyed by all!

 

A craft day

Always keep a box for collecting interesting things like plastic lids from jars, wooden ice block sticks, empty toilet rolls, scraps of material even if you have to cut up an old piece of clothing, old wrapping paper, etc.  This is a challenge that will make you look at everyday items very differently! Children love creating. This activity will encourage them to use their imagination. Make sure to have child friendly glue, sticky tape and coloured markers on hand. Their crafty treasures will then be displayed with pride.

 

Outside play

It doesn’t matter what the weather is like, kids love running around and playing outside. You could organise a scavenger hunt, where you hide items in secret places around the yard.  Give them the list of items to be found and listen to their squeals of delight as they find each item. A treat can be given as a reward for the child who finds the most items on the list. Playing on a trampoline or swing set will also give them endless entertainment.

 

Pool party

If you are fortunate enough to have a pool, this is a great way to entertain kids of all ages. For younger ones, parents may need to stay. Children love making up their own games in the pool or your could provide a selection of floating games such as pool volleyball, dive rings or other inflatable toys.  Make sure to supervise the pool antics at all times and make sure to have a good supply of food on hand. Swimming always makes kids hungry! 

The goal of entertaining kids at home is to tire them out! Children have so much energy! This is all part of their growth and they will develop through play which stimulates them mentally as well as physically. Let children be children while they can.  They may want to show you a performance they have choreographed themselves or you may hear them acting out childhood games.

Thirteen ideas on reducing stress

How many times have you felt stressed lately? Stress is the body’s physical, mental, and chemical reaction to circumstances that irritate, frighten, excite, confuse, or endanger us.

Stress can come from many different directions.   It can be a truck wheeling around a corner toward us, a move to a new home, loud music, divorce and separation, plus many other things such as trouble at work?

Be kind on yourself and follow these basic principles to help handle personal and business stress.  Review this list from time to time and become familiar with your own personal coping strategies when stress arrives and be aware of ways to reduce stress in your own life.

1. Have fun to reduce stress.

Do things for the sheer fun of it. Each day, plan to something “just for you.” Even if you only have 30 minutes of fun time, don’t let anything stop you from your 30 minutes.

2. Laugh to reduce stress.

Interact with people who make you laugh to reduce tension and boost the immune system.

3. Learn to say “no” to reduce stress.

Too much fun can become boring and stressful in itself. When requests and invitations become a burden instead of being enjoyable, it is time to say “no.”

4. Simplify your life to reduce stress.

Move closer to your work or hire a house cleaner, or shop by internet.

5. Delegate responsibility to reduce stress.

Sharing duties allows time together and gets the job done faster.

6. Learn to relax to reduce stress.

Periodically visualize calming scenes; stretch and take deep breaths, a favourite of mine has always be guided meditation CD’s, there are plenty to download on the internet.

7. To reduce stress, don’t be a workaholic.

Find a healthy balance between work and play.

8. Break tasks into segments to reduce stress.

Break down tasks into easy-to-handle segments and problems. It is easier to eat an elephant one bite at a time.

9. Take care of your family and friends to reduce stress.

Having relationships in your life is less stressful.

10. Examine work habits to reduce stress.

If you are constantly stressed at work, examine your work habits. Maybe you are wasting time.

11. Drink water to reduce stress.

Consume 8-10 glasses of pure water daily to reduce stress.

12. Go for a walk

Exercise reduces stress, go for a long walk around the block or the park and breath, you will be amazed how much fresh air helps, make this regular even when you dont feel stressed.

13. Visit a Bunnings store

Find your nearest Bunnings, grab a sausage and a latte and walk around for an hour, choose a D.I.Y project that you can do and have fun!

There are plenty more ways of reducing stress, feel free to comment and add more…

Don’t assume they know.

drill down dont assumeWatching Dr Phil the other day I listened to how a girl was out drinking with a group of “so called friends” boys, they all got drunk and she was gang raped.

 

Why did these boys take advantage of a drunken girl instead of just taking her home? There is no excuse for this. She ended up committing suicide because they distributed photos of the crime and harassed her both on social media and texting.

It got me thinking about what are we saying to both our girls and boys when it comes to behavior when out socially?

Often the words we use are simple and top line discussion instead of drilling down on exactly what behaviour is unacceptable. Simply saying, “be good” or  “don’t get into any trouble” isn’t enough for a young brain to compute or to make sense of, because at that moment they are thinking – of course I will be good, dad.

Lets stop for a minute, sit them down and have a real conversation about what good behaviour looks like and specifically how to look after friends and girls?

Here are some real topics to cover off with your sons and daughters…

  • When you are out drinking with friends and you see a girl that is drunk or vulnerable, you be responsible and ensure she is safe and no
    one touches her in an indecent way. If they do, gather your friends (for support) and say something to make it stop and take her to safety.
  • Call 000 if you feel someone needs more help than what you can give.
  • Never have sex or be intimate with a girl that is not consenting to it. If she says NO she means NO. Walk away, that is the end of that.
  • If you see a friend (girl) that is drinking to much, make sure she has girlfriends around who are looking out for her. If not, alert her friends.
  • If girls are drinking at a party and the boys out number the girls the girls should leave and go home.
  • If you sense trouble ahead on the street, cross the road and stay away from it.
  • Avoid eye contact.
  • Stay with your friends and don’t interact with aggressive people – walk away.
  • Go home before 1am and ensure the girls who are with you get home safely.
  • Do not take photos of people or allow your friends to take photos of people in compromising position i.e. nude photos, sexual photos
  • Never post a comment on social media that would hurt the feelings of another – discuss the feelings that can hurt i.e. embarrassment, unliked or feeling ashamed.
  • Respect other human beings and treat them how you would like to be treated yourself.
  • Call me anytime if you need picking up.

 There are many more direct conversations to have. I would be interested in knowing what other topics  you feel would be good to discuss. These topics help keep our children and others safe. If they are ever in the situation, they will draw back on the conversation and most likely act according to what was discussed.

Please like this and share to everyone for discussion.

3 Animated films that your kids will love

kids blue ray movie

Ah, the holidays. I remember when I used to look forward to the final toll of the school year, a piercing buzz that permeated every hall, vibrating in my head as I flew out of the gates. Freedom. As my niece dives into my movie collection, and fires up my LG Blu Ray I am reminded of this youthful enthusiasm and the loss of freedom. I am beginning to understand why adults slide down on the couch to watch Toy Story for the 12th time; the characters and in-jokes are the closest we’ll come to regaining our childhood. Sweet nostalgia. Sadly, Woody and Buzz are no longer a new deal (though they still seem to be a big deal), and there are new contenders entering an increasingly pixelated ring, re-defining the term animation. No longer cells drawn on slips of paper and flicked for fast motion, computers have rendered a new age of kidult entertainment.

Cars

Initially released in 2006, the story of Lightning McQueen has lasted the distance and beaten the field several times over, as young crowds are ever attracted to the charms and warmth of a smiling, red car. Radiator Springs is a peaceful town of community minded vehicles, going about their business and generally living life, McQueen wants to be someone else, somewhere else, representing youthful enthusiasm and the power of dreams. Striving for the Piston Cup, his ambition takes him and his mates (Mater, Sally and Doc) on an unforgettable adventure, where he experience a host of emotions and experiences that will change his core group forever. Masterfully written, the script appeals to kids and adults, loaded with humour and moral messages without saturating a good thing. And my patience.

Epic

A lesson in imagination and adventure, Epic follows the tale of a grieving teenager, as she struggles to come to grips with her Mum’s death and her Dad’s eccentricities. MK has never believed in her the hair-brained concepts of her father, preferring to believe he’s been taking too many happy pills than admitting to the likelihood of magical little people flying around on bird and insect-back, but oh wait, he’s right. Not only is MK confronted with their microscopic existence, she is literally shrunk down to their level and suddenly caught up in the ultimate adventure, a battle for life and light over darkness and death. Visually arresting, you’ll fall in love with Epic within the first five minutes. And my niece? The phrase again, again, again comes to mind.

Turbo

The usual little guy faces impossible odds formula is rejuvenated by Turbo, a garden snail saga about speed, ambition and following your dreams, even when they seem ridiculously impossible. Theo is a garden snail, tiring of a life exceedingly ordinary, ill-suited to the slow pace of his community. After a series of random events, Theo becomes a social media sensation, attracting the notice of racing hero Guy Gagné. At the end of the movie, you’ll be pondering the dynamics of family, the preciousness of friends and the unpredictability of fate, as everything unravels and comes together unexpectedly (or expectedly, as it’s a Pixar movie).

What are some of your childhood favourites? Are you a Disney purist or Pixar enthusiast? Let us know in the comments below.

If you have the chance, what will you do different

what would you do differentAustralian Nurse Bonnie Ware writes of the phenomenal clarity of vision that people gain at the end of their lives, and how we might learn from their wisdom. “When questioned about any regrets they had or anything they would do differently,” she says, “common themes surfaced again and again.”

1. I wish I‘d had the courage to live a life true to myself, not the life others expected of me.

“This was the most common regret of all. When people realise that their life is almost over and look back clearly on it, it is easy to see how many dreams have gone unfulfilled. Most people had not honoured even a half of their dreams and had to die knowing that it was due to choices they had made, or not made. Health brings a freedom very few realise, until they no longer have it.”

2. I wish I hadn’t worked so hard.

“This came from every male patient that I nursed. They missed their children’s youth and their partner’s companionship. Women also spoke of this regret, but as most were from an older generation, many of the female patients had not been breadwinners. All of the men I nursed deeply regretted spending so much of their lives on the treadmill of a work existence.”

3. I wish I’d had the courage to express my feelings.

“Many people suppressed their feelings in order to keep peace with others. As a result, they settled for a mediocre existence and never became who they were truly capable of becoming. Many developed illnesses relating to the bitterness and resentment they carried as a result.”

4. I wish I had stayed in touch with my friends.

“Often they would not truly realise the full benefits of old friends until their dying weeks and it was not always possible to track them down. Many had become so caught up in their own lives that they had let golden friendships slip by over the years. There were many deep regrets about not giving friendships the time and effort that they deserved. Everyone misses their friends when they are dying.”

5. I wish that I had let myself be happier.

“This is a surprisingly common one. Many did not realise until the end that happiness is a choice. They had stayed stuck in old patterns and habits. The so-called ‘comfort’ of familiarity overflowed into their emotions, as well as their physical lives. Fear of change had them pretending to others, and to their selves, that they were content, when deep within, they longed to laugh properly and have silliness in their life again.”

This insightful information from people who were about to die is hopefully a strong message to all of us. Does your road need changing?  If so, don’t have unfulfilled dreams – get on it NOW.

Ways to help your child’s constipation

constipation symptoms in kids

Nobody likes feeling backed up; your stomach rumbles with discomfort, your clothes don’t quite fit as they should (and you have put on a kilo since yesterday!) and gas seems to punctuate social moments with embarrassing aplomb, as you rush to the toilet, convinced it might just happen this time. 

So you sit for a while…Nothing. Just more discomfort. Imagine how a child feels, unable to fully communicate their frustrations, dealing with the ballooning pressure of their bowels and intestine rebelling against the introduction of negative flora or a foreign substance into a well-tended digestive garden. Recognising the symptoms of constipation is half the battle for many parents, as children can remain closed lipped about their true feelings, fearing the same mortifying conversations we work through with our doctors.

Luckily, there exists a range of methods to help your child fight the back log and get back on the path to regular motions.

Water It Down

After pin-pointing certain difficulties your child may be having (a youngster is generally considered constipated if they’ve had fewer than three bowel movements in a week), you need to get things moving again by amping up their water in-take. Swap acidic juices and creamy milks for the goodness of H20, as water is a natural solution to this sticky situation – aim for three glasses every day, four if you can, introducing a fibre rich snack as an accompaniment, such as their favourite fruit, to let the child know this is not a punishment, but a fun cure.

The Fibre War

Speaking of fibre, most of us, including adults, aren’t getting enough out of our diet. Fibres aren’t metabolised quickly like processed foods, sugars and fats, acting as an internal scrubber as it makes over our intestines and pushes those harmful bacteria’s caused by starchy foods and sugary treats down the tube, with the help of water. Instead of trying your children on the merits of bran, take the punch out of it by letting them feast on oranges and bananas. They won’t suspect a thing!

Move It, Move It Now

Surprisingly, how often things move is directly related to ah, how often we move! Pushing your kids outside for a couple of hours every day for physical play will assist them in dislodging those stubborn clogs in their digestive system – even if they’re playing a round of soccer in the street with friends until dark or you join them on a bike ride pre-dinner, a healthy life demands physical activity. If they love structured activities, why not sign them up for a team sport or a squad based sport like swimming or gymnastics?

The Case For Structure

Kids love organisation. Don’t mistake the statement to mean something else, for most will reject any notion they should be organised, but rules and guidelines? Most kids need them and meal times are no different. It’s becoming exceedingly difficult to squeeze in the demands of family life with an almost twenty four availability, especially as more workplaces expect you take work home with you, but your kids need you to set meal time boundaries. A no TV rule, coupled with permission to leave the table and a specific bedtime will build a sense of security they need to thrive.

Do you have any tips of your own to share with other dads and friends? Let us know in the comments below.

What if the kids want to cut their visit short

If there is something upsetting your child, it helps if you have a cooperative ex spouse. They can assist you with explaining to your child that we have agreed that there is time spend with both mum and dad and it is your time with your dad now.  If your ex is hostile, they will probably make the situation worse by sympathizing with your child.

Your response to your child is important when they say “I want to go back to mum house”.

I would start by asking “what is wrong” and lets talk about it and try and resolve it. If it is just because you have disciplined them for being naughty, then the conversation could be more “I understand your not happy because I told you off but going home to your mums is not the answer”.

You could say that that your mum and I have agreed that in times like these going home is not an option. If they persist, a response can be “Going home whenever we have an issue is not how we solve things, let talk about it and work it out.

Loosing your temper will not help, If you feel upset, just say we will talk about this in a little while when both of us have calmed down. If it is because your child misses their mother, then maybe a suggestion to call and say hello. It would never be ok for you to accuse your child of loving their mother more.  It is not about that, they will probably be young and just simply missing the other parent.

A walk or an activity can always be a good distraction, keep busy with a bike ride or get a basketball and shoot some baskets down at the local court? You might even suggest that next time they should bring a photo of their mother so they can have it on there shelf.

You could also provide an activity for them – to make something special for their mum. Bunnings kids activitiesBunnings have quiet a few children’s  activity classes for kids over the age of 5 and you must accompany them. It would be worth checking out your nearest store for their times and taking your child along to make something for their mum. You can see more information here

Try your best to be understanding and compassionate, nothing will get resolved if you stand firm and say you are staying here hail rain or shine. Planning in advance to have one of their friends over for a play can help or arranging to drop your child at their friends house for  couple of hours can make them feel happy and that you understand their life needs to continue as normal as possible. I bet when you pick them up they will be happy that you provided the play date.

If you know people in your neighborhood with similar aged kids, it might be worthwhile in getting to know them so that you can do joint activities. There is a great group called Single Parent Active Kids they organise activities for single parents (for both mums and dads) to get together with kids and share fun activities, definitely worth checking it out, I have a post on them here: https://www.dadsonline.com.au/single-parents-active-kids

How To Juggle Parenthood With A FIFO Mining Job

fifo mining jobsThere’s no doubt the Fly In Fly Out lifestyle is tough on the families of mining workers. Ever since the 1980’s, Australian gas, oil and mining operation staff are required to fly out to remote locations to work ten to fourteen hour shifts for two to six weeks at a time. While the financial gains from this type of work are generous, the long term effects on individuals, couples and especially families are difficult to ignore.

 It’s safe to say that workers and their families teeter precariously between two completely different worlds. However, maintaining a balance for the sake of your family, your relationship and for yourself is imperative to surviving through those challenging times. Here’s some tips for maintaining that balance with a FIFO Mining Job.

Join A Support Group

Just like Mothers group or Book reading groups, there’s one for FIFO families as well. One of the biggest is FIFO Families. This group is targeted towards the partners of FIFO workers and provides a plethora of services and support.  There’s groups in every state who meet weekly at the local park, arrange school/kindy drop offs, exercise together, swap time (look after each other’s kids so you can do those things you want) and share parenting tips.

Make The Most Of Your Time Together

Parenthood is hard work and although being home together isn’t always peaches and cream, try to organise things to do as a family unit. Make it something to look forward to. It will boost family moral and take the focus off the fact that your partner will eventually have to return to work.

Keep The Lines Of Communication Open

Children will face emotional distress spending time looking forward to Mum or Dad’s return and then having to say goodbye again. This is especially hard when they may not have been separated for prolonged periods of time. Being open and honest with your children will help them to understand why Mum or Dad have to leave. Melanie Hearse from Essential Baby writes “Never say ‘Daddy is leaving again’ I say ‘Daddy is off to work’, and show them where he is on a map.”

Set Goals

Setting goals is a powerful process for thinking about your ideal future. By writing down your goals in a visible place you’ll feel an overwhelming motivation to turn your vision of this future into reality. Your goals can be varied either focusing on family, self-improvement, professional growth or relationships. For example, your goals could be that you want to take at least one hour of “me time” a week or work towards finishing a TAFE course. Or it could be that you want to deposit $50 – $100 a week into a savings account for a family holiday.

Have A Routine

Create a realistic routine that you know can easily be stuck to when your partner is home. This might be negotiating strict bed times, planning meals ahead of time or ensuring your children complete their chores.

Keep A Calendar

As simple as this sounds, utilizing a calendar will help you keep on top of upcoming events, bill payments, school holidays, appointments, birthdays and most importantly, your partners work schedule.  You can also keep an online version of your calendar via Google Calendar that your partner will be able to access and add too from their work site.

Whilst the fly in fly out arrangement isn’t always ideal, staying organised and seeking support will help make the changes to your new lifestyle more manageable.

Making the most of school holidays

Torquay Back BeachSeptember School Holidays are a great time to get away, particularly the second week as everywhere is a little quieter. I first checked with my daughters mum that she didn’t have any existing plans.  It is never a problem unless there is something already locked into her calendar. Whenever I plan a trip away I always get in early with plenty of notice. I have also locked out a long weekend in February (not my normal weekend) but because I plan ahead and have given plenty of notice it’s not a problem,  I am also happy to reciprocate if requested.

These school holidays we have gone to Torquay in Victoria. Its on the west coast and known for its surfing, they hold the rip curl Easter surfing pro events at Bells Beach. I booked in advance the sea-view cabins at the Torquay foreshore caravan park. I booked online after seeing a friend’s Facebook posts that looked so good.
Torquay foreshore seaview cabinsWhen I arrived I found there were premium positioned cabins and then the other cabins. I was allocated to the “other” cabins. Still in the same area but not absolute beach front which is what I was expecting. There was also the promise of BBQ’s provided on each cabin balcony (as per the online photos), however, there were no BBQ’s…  I went to reception and queried this and they said they just took them off the balconies because of the rust and maintenance required?

They said we could use the communal BBQ’s? But there is a big difference in my mind between private and communal.

With all of this being a bit disappointing on our arrival, I chose to practice what I preach “Life is 10% what happens to you and 90% of how you react to it” so I sucked it up and got onto having a good time – one on one with my daughter.

bike riding torquayWe brought our bicycles with us and rode along the beach track and into the main township. We also went for walks, lounged around watching TV and playing iPad Scrabble. I could not believe that my daughter was triple my word score until i caught her using the “best word” button 🙂

Torquay back beach cafeFound the best cafe located right on the back beach where each day we walked to get a latte and hot chocolate Mmmm.

The weather has been wild, I thought the roof was going to blow off from the high winds . On the first night, my daughter called out in the middle of the night to tell me she was scared (I don’t blame her, it was very loud). We have enjoyed the time together just stopping for a week and spending quality time without the pressures of work and busy schedule. Would recommend it to anyone.

R U OK?

R U OK? Thursday September 12th 2013R U OK? Day, Thursday September 12th 2013 is a national day of action dedicated to inspiring all Australians to ask family, friends and colleagues, ‘Are you ok?’ By regularly reaching out to one another and having open and honest conversations, we can all help build a more connected community and reduce our country’s high suicide rate.

R U OK? Day is on the second Thursday of September (12th September 2013).

More than 2,200 Australians suicide each year and men are around 3 times more likely to die by suicide than females (ABS 2012). For each person that takes their life, another 30 people attempt to end their own life (SANE Australia).

Most people don’t openly share their feelings, particularly if they’re struggling. The best thing we can all do is regularly talk to the people we care about – regardless of whether they are at risk – because connection is good for us all.

In the time it takes to have your coffee, you can start a conversation that could change a life.

Dads, who will you ask?