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How to manage a credit card

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  • #7455
    PeterPeter
    Keymaster
    #7512
    PeterPeter
    Keymaster

    Over the years i have maxed out my credit card, in fact 2 credit cards by spending more than i take home each month. I consolidated debt by getting a load and paying it off. I think I did that twice? Finally got onto “The barefoot investor” and followed his method of getting on top of things financially. Cut up my cards, paid off the debt and opened a couple of savings account to split up my monthly pay. I am debt free and have enough money every month without using any credit. The noose around my next is GONE!

    Are you disciplined around credit cards?

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